A Digitalisasi Keuangan Syariah: Peluang dan Tantangan Perbankan Syariah
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Abstract
Technological developments are currently increasingly affecting the banking industry. Utilization of more optimal information technology developments is a prerequisite in supporting bank service innovation, namely as one of the efforts to increase bank capabilities. In addition to taking advantage of opportunities, Islamic banks must also face increasingly difficult challenges. One of the things that must be immediately addressed by Islamic bank is customer service that is not yet optimal, especially in digital banking products. This can be done by innovating Islamic banking product and conventional banking. Innovation ini the Islamic banking industry is very important to make the sector profitable and very important for the wider community. In the digital era, innovationin Islamic banking products is a must if Islamic bank conventional banks and other financial institutions.
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